So I’m listening to the radio on the way in to work, and the guy says, ‘I’d sure like to buy my sweetheart a diamond for Valentines Day, but I don’t have any cash, and my credit isn’t any good,’ and the announcer says, ‘That’s OK – come on down to The Diamond Center, where no one gets refused.’ But I’m thinking, well, gosh, if you don’t have any money and your credit stinks, then maybe you shouldn’t be buying diamonds!

Of course, that’s basically the same thing Greenspan told congress yesterday too.